- Choice Term
- Contractors
- Dwelling Fire
- Farm Fire
- Commercial
- Businessowners
- Special Multi Peril
- Farmowners
- Other coverages are available with any of the above products and can be discussed with your agent.
- Midrox's Contractors policy provides various
contracting coverages for small contractors, including landscape
gardening, masonry, painting, plumbing, electrical services, and more.
- Midrox's Dwelling Fire policy provides selected
coverages for properties which do not qualify for a Homeowners policy.
- Midrox's Farm Fire policy provides selected coverages
for properties which do not qualify for a Farmowners policy.
- A Commercial Liability policy can protect your
business from claims made against it for bodily injury and/or medical expenses
as well as property damage.
- Midrox's Businessowners policy provides coverage
protection for office and apartments and retail businesses. This policy
offers property and liability protection to address the specific needs
of businesses, ranging from restaurants, clothing store, carpet store,
to a beauty shop, church. Midrox offers both standard and/or deluxe policies.
- Midrox's SMP policy provides Property and Liability
coverage combined on a single policy.
- Midrox's Farmowners policy provides coverage
for all your Farm Property:
- Your Home - Coverage is provided for your home and personal property. You have the option of a Basic, Broad, or Special peril group form as well as other optional additional coverages.
- Your Barns, Buildings, Structures, and Additional Dwellings - Coverage is provided for your farm buildings for the perils of fire, lightning, windstorm, hail, explosion, riot, aircraft, non-owned vehicles, smoke, vandalism & malicious mischief and theft. Other additional perils are available at additional cost.
- Farm Personal Property - Coverage can be provided for your farm personal property, such as produce, farm supplies, permanently installed equipment and small tools and machinery. Coverage is provided for the same perils as the farm structures.
- Optional Coverages
- Personal Property Floaters
- Replacement Costs
- Collapse due to weight of Ice and Snow
- Dairymen's Loss of Earnings
- Refrigerated Food Products
- Farm Extra Expense
- Replacement Costs
- Personal Property Floaters
- Farmers Comprehensive Personal Liability - Feel secure knowing that your financial interest is protected. You are protected for injuries to others and damage to property of others caused by your personal and farming activities on your farm or elsewhere. Coverage maybe provided up to $1,000,000.
- Farm Machinery and Livestock - Coverage for your machinery and livestock are provided using standard Inland Marine coverages. Machinery coverage is provided on an all risk basis with certain exceptions.
- Livestock Coverage - Coverage is available under various Peril Groups to meet your special needs.
Contact Us Insured@midrox.com